How To Find Insurance Policy Number By Vehicle Number – Do you have Insurance premiums with you? I think Yes as it’s one of the Most Essential things that everyone should have with him or her. But Do you have its Policy Number with you? As without the Insurance Policy Number, the Insurance have no Cost. As a result of the Policy Number, you will not be able to Claim your Insurance?
Now if you forget or Lost your Insurance Policy Number how can you find it? So to find it Here we are having More than 6 ways which will help you on How To Find Insurance Policy Number By Vehicle Number. Now without wasting your Time let’s Go and Find your Insurance Policy Number.
But Before we go you should know what Exactly Insurance Policy Number is.
What is Insurance Policy Number?
An Insurance Policy Number is a Unique Account Number. Insurance Policy Number is allotted by the Insurance Company to each Buyer with a Different Number. The Insurance Policy Number is Provided to Insurance Buyer (Insured Person/Insured Vehicle owner) by the Insurance Company to Identify their Accounts. With the Insurance Policy Number, you can check the Vehicle Insurance Details like the Amount you paid to buyed it, Insurance Coverage, Policy Expire Details and So more. When there is any demand for Claiming the Insurance Policy you need to have your Insurance Policy Number with you.
Normally the Insurance Policy Number is near 8-10 Digits and is Issued on the Insurance Card or the Insurance Slip Issued by the Insurance Provider. The Insurance Policy Number will be the same when you buy Insurance up to your Insurance Policy Is Expired.
Now here a question arises that what are the Usages of Insurance Policy Number?
Why there is a need for Insurance Policy Number?
Insurance Policy Number is one of the Most Important things that you receive when you buy Insurance. Without the Insurance Policy Number, you are not able to claim your Insurance. In simple words, we can say that If you are not having your Insurance Policy number with you then your Insurance has near to “0” Zero Value.
So make sure you have your Insurance Policy Number with you as it is very important not just to claim Insurance. Insurance policy Numbers have a lot of other Usages too. So here we go…
1. Renew a Car Insurance
When your Insurance Policy expiration date is near to end that you need to Renew your Car Insurance and to renew it you will be needed your Car Insurance policy Number with You. Insurance Policy Number is Compulsory needed to renew your Car Insurance Quotes. As the Number identifies your Last Buyed Plan, Your No Claim Bonus, your Last Insurance Claim and so more.
All the Details of your Last Insurance is mentioned in your Last Insurance Quotes. So make sure you have your Insurance Policy Number before renewing your Car Insurance.
2. Changing the Insurance Plan
If anyone has Insurance with him or her and wants to Upgrade Insurance Plan at that time he or she needs Insurance Policy Number. While changing your Insurance Policy Plan or adding some add-ons you need your Insurance Policy Number with you. It will help you to identify your Insurance policy.
3. To claim an Insurance
If unluckily you meet with an Accident then to Restore your Car at no extra cost you will be needed to Rise an Insurance Claim through the hep of your Insurer. They’re to Successfully make the Claim you will be needed to Provide your Insurance Details including your Insurance Policy Number.
Sometimes when your Accident Includes a Third Party Person then at that time you will be needed to File FIR (FIRST INFORMATION REPORT) to the Police and Police may ask for your Insurance Policy Details.
So try to find your Policy Number with the help of our Guide on How To Find Insurance Policy Number By Vehicle Number.
4. Buying a Used Car
When you are Buying a Car then you must transfer your Insurance Policy from the Last owner name to the New Owners name that is You. As Insurance Policy is Must be needed to determine the actual Price of the Car and to verify that had the last owner made any claim to the Car or Not.
If the last owner had made any Claim then the Insurance Claim Percentage is deducted which means that you will not be able to get a full claim in the Future.
So make sure to get out of risk you must check all the Details Related to your Buyed car.
5. Applying for Duplicate Documents
IF ByMistake you lost your Car’s Insurance Documents then you can demand Duplicate Documents that will have the same Power as the Original Copy. But for that, you will require the Insurance Policy Number as without its help no company will provide you with all your Insurance Details.
So that’s again compulsory to Get a Duplicate Copy of your Insurance Policy.
6. During Police Checkup
While Travelling you often seen Police checking some Vehicles that are done to maintain the Safety of Citizens and Drivers. Police Checkup is conducted regularly in a Routine. When they Investigate someone’s car or we can Say Stops someone’s car for Checkup then-Police Asks for Some Car’s details including Car’s Documents Such as RC, Pollution Certificate, Car Insurance Details and also the Car’s Drivers details Too.
At that time when the Driver is not able to show all the asked documents then he or she is Fined a Challan. That Challen is to be Paid Compulsary and it can be of any amount depended on the Missing Documents or the Situation.
Now to avoid the Chalan you should maintain all the Documents of your Car Properly with you.
7. Selling a Car
While Selling your Car all the Car’s Documents will be transferred from your ownership to the New owner. Your Insurance Quotes will be also transferred to New owner and for that your Insurance Premium Number will be required.
Without the Help of a Policy Number, you will not be able to transfer your Car’s ownership and sometimes if the new owner is unable to get all the required documents he or she can also Refuse the Deal.
8. Updating your Car insurance Policy
When you want to Update Something or to make any changes to your Insurance Policy then you have to make Contact with the Insurance Provider but they will always ask you for the Insurance Policy Number. If you Provided the Number Correctly then they will proceed with your request but if you are not able to Provide the Policy Number then there are not going to proceed with your request.
So these were some of the Important Situations when there is a Demand for your Insurance Policy Number so now let us proceed with How to Find Insurance Policy Number By Vehicle Number.
ways – How To Find Insurance Policy Number By Vehicle Number
- How To Find Insurance Policy Number By Vehicle Number
- Insurance Website
- Through the Agent
- Telephonic Assistance
- IIB (Insurance Information Bureau)
- VAHAN eService
Now Finally here’s the solution on How to Find Insurance Policy Number By Vehicle Number.
Insurance Company Website/App – Most Effective way On How To Find Insurance Policy Number By Vehicle Number
Nowadays the Internet is growing day to day and Every Company is Located on the Internet in the form of Websites or Apps. These Websites and Apps are set up to help their Customers to Get the Right Information for their Products.
So in the First Way, these Websites and Applications can Help us on How To Find Insurance Policy Number By Vehicle Number. But Make sure that this way will help you most only if you had purchased your Car Insurance Quotes Online.
IF you had Purchased your Insurance Online then you can Go to PlayStore to Apple AppStore and Download your Insurance Company App. There you will be needed to log in to your Account by Entering Some asked details such as your Phone number, Your Name, Your Car’s Registration Number and some other details too. Then after entering your all details correctly, you will be logged in to your account and there you will be able to View all details linked with your Insurance Quotes such as Your Insurance Policy Number, Insurance Buyed Date, Insurance Expiry date and so more.
But if you are checking through your PC or Laptop then you can try to visit their website and LOG in there. As for Desktop users, they Provide Features to access their data using a PC or Laptop.
Through the Agent
If you had buyed your Insurance from a middleman known as Agent then you can demand a Copy of your Insurance Premium Policy. As the agent always keep and Record of all his Insurance Quotes sold. So he or she will also have your Insurance Policy with Him.
So you can ask the agent for a copy of your Insurance Premium. That Insurance Premium Policy will have all the details of your Insurance including your Insurance Policy Number.
So it’s time for the Third way in which if you have to contact your Insurance Agent or can’t get Logged in with the Insurance app then you can Try to Contact the Insurance Company Customer Support. Nowadays to Provide the Best and clear their Customers Doubts most Companies has their Customer Support to help their Customers Out.
So you can take their help to know your Insurance Policy Number. So if you need their Number then you can visit the Insurance Company website and most of the Time their Contact Number is Visible there. When you call their Support then they will ask you some of your details such as your Vehicle’s Registration number, Your Name or sometimes other details too. So just call them and tell them all the asked details and then your Insurance Policy number will be with you.
How To Find Insurance Policy Number By Vehicle Number – One of the easiest way to get your Insurance Policy details is to go with the IIB Website. IIB Stands for Insurance Inforamtion Bureau. IIB is a digital library where they maintain all the details linked to Motor Vehicle Insurance in India. So visit the IIB Website and Enter all the asked details and your Insurance Details will be easily Visible on your Screen.
Now it’s the time to check most of the Persons Wording “car ka insurance Kaise check Kare” through Vahan Service by following the Below Steps:
- Visit the Vahan EService Website to know your Car’s Insurance Policy Number
- Enter the Registration Number of your Car
- Now Verify by the “Code of Verification”
- Press the “Search Vehicle” option
- Then all the details will be visible on your Screen.
Conclusion on How To Find Insurance Policy Number By Vehicle Number
At the End of How to Find Insurance Policy Number By Vehicle Number, we will just advise you that you should have your Insurance Premium Quotes with you. India Road Law also says that it is important to have Insurance premiums with you. So make sure you have Insurance Premium with you as it can save you from Challan and other Future Losses.